Carriers We Work With
…and dozens more. We shop them all so you don't have to.
Most insurance agents work for a single company, so they can legally only offer that company's products. If those don't fit your health or your budget, there's nowhere else for them to turn. We work for you instead, comparing more than 40 A-rated carriers in one conversation. And if none of them is right for your family, we'll tell you that too.
No bait-and-switch. Your quote is based on your real circumstances. Takes less than 2 minutes to start.
We do the shopping so you don't have to.
Real advice from real people, no scripts.
If a policy doesn't make sense for your situation, we'll say so. Honest advice is non-negotiable here.
Your family calls us directly, never on hold.
Wherever you live, we have a licensed agent for you.
Prefer to call?
(928) 889-6339A Wood Agency advisor will reach out within 1 business day.
Your quote is prepared by a licensed agent, required by law, and the only way to get accurate numbers.
Carriers We Work With
…and dozens more. We shop them all so you don't have to.
Ben started The Wood Agency after trading his camera for a new kind of purpose — he'd spent years as a photographer capturing families' most important moments, and realized that protecting those moments was even more powerful than preserving them.
Two weeks after he launched, Andrea stepped away from a thriving real estate career to build it alongside him. Not because it was easy, because it mattered more.
"In 2024, Ben had three brain surgeries. When he woke up each time, he didn't worry about whether his family would survive financially, because the coverage was in place. That peace of mind is exactly what we help you build."
We came back more certain than ever that you deserve an agent with real skin in the game, not a policy number in a database. When something happens to your family, you call us directly and reach the same people who set up your policy, rather than an 800 number or a hold queue.
Coverage built around your family's needs
Honest advice, never a sales pitch
Call us, not an 800 number, when it matters
Licensed agents partnered across all 50 states
There's no one-size-fits-all policy. We ask the right questions, then find coverage that makes sense for your life, not the easiest sale for us.
Term, Whole, and Universal policies, and we find the right fit. Protect your family from loss without leaving them with financial decisions made in grief.
Learn More →Peace of mind knowing your family keeps a roof over their head, no matter what life throws at you.
Learn More →Indexed Universal Life gives you lifelong protection with index-linked growth and a 0% floor on index losses (policy charges still apply). May provide tax-advantaged income through policy loans — consult your tax advisor.
Learn More →A step-by-step plan to pay down debt faster while building long-term savings. For some families it can shorten a decades-long payoff and cut the interest they pay. Results vary.
See Your Debt-Free Date →Harness your whole life policy to become your own bank. Borrow against your cash value while the policy can keep earning, depending on how it is designed. Loans accrue interest and reduce the death benefit if unpaid.
Learn More →Imagine knowing that if something happened tomorrow, your mortgage gets paid, your kids stay in school, and your spouse has breathing room without financial panic on top of everything else.
That's what the right policy does. That's what we help you get.
Every carrier we work with is A-rated for financial strength, and we'll walk you through any carrier's rating before you choose.
Licensed to serve families in all 50 states.
Your loved ones don't sit on hold with an 800 number. They call us directly. We facilitate the claim so your family isn't alone.
We listen first. No scripts, no quotas, no high-pressure tactics. Just real answers from real people who care about your family.
Yes. All quotes and consultations from The Wood Agency are 100% free with zero obligation. There is no cost to compare options across 40+ carriers.
The Wood Agency compares more than 40 A-rated insurance carriers to find the best fit for each client's health profile and budget.
Yes. Ben Wood (NPN 20251128) and Andrea Wood (NPN 20276721) are licensed in all 50 states, so The Wood Agency can help families anywhere in the United States.
It depends on the carrier and product. Some no-exam policies can be approved within days; policies requiring full medical underwriting may take 1–4 weeks.
A denial from one carrier only reflects that carrier's underwriting rules. With access to 40+ carriers, The Wood Agency often finds coverage for people who were previously turned down elsewhere. See how we help after a denial.
The Wood Agency offers term life, whole life, universal life, indexed universal life (IUL), mortgage protection, final expense, annuities, Debt Free Life®, and infinite banking strategies.